Why Insurance Agents Using AI Are Closing More Deals—Fast

Written by Ryan Hanley | Aug 4, 2025 6:54:00 PM

 

Stop Selling Insurance Like It’s 2012: How AI Is Rewriting the Rules of Commercial Sales

 

If you're still quoting policies the old-fashioned way—juggling carrier portals, searching appetite guides, or rewriting submissions—you’re not just wasting time. You’re losing business.

In today’s fast-moving insurance market, speed wins. And artificial intelligence isn’t a futuristic edge anymore—it’s the new minimum requirement.

“No amount of hustle or relationship building can compete with someone using AI the right way.” — Ryan Hanley

 

Let that sink in.

Ryan Hanley, one of the most respected voices in commercial insurance, lays it all out in the video above. He’s not talking theory. He’s talking about what’s already happening—and how producers who embrace AI are pulling away from the pack.

This article breaks down the key insights from the video and shows you how to apply them in your agency right now. We’ll also show you why Linqura’s platform, built by agents for agents, is the most powerful way to put AI into action—and how you can get started in 30 minutes or less.

 

The Brutal Truth About Commercial Insurance Sales

 

Let’s be honest. This industry still runs like it’s 2012.

Producers are burning out trying to:

  • Chase down carrier appetite info from a dozen tabs.

  • Manually create submissions and rewrite the same info over and over.

  • Try to sound like a specialist across 1,100+ business classes—without the data to back it up.

  • Hope they didn’t miss a critical coverage gap or misclassify a risk and expose themselves to an E&O claim.

That kind of manual grind used to be the cost of doing business.

Not anymore.

 

Enter AI: Your New Sales Co-Pilot

 

AI isn’t replacing producers—it’s upgrading them. Think of it like this:

You’re still the pilot. AI is just giving you radar, autopilot, and a co-pilot who never sleeps.

Platforms like Linqura use AI to:

  • Analyze submissions in real time
  • Match risks to current carrier appetites
  • Surface the right questions, exposures, and coverage insights
  • Instantly pull firmographics, benchmark data, and underwriting intel

This isn’t theory—it’s operational today. Producers using Linqura close faster, quote smarter, and walk into every call sounding like a vertical specialist, even if they’ve never written that class before.

Here’s what happens when you plug AI into your workflow:

  • New producers ramp in weeks, not quarters.

  • Quote turnaround shrinks from days to minutes.

  • Close rates climb because you’re hitting the right carriers and positioning risks like a pro.

And all of it happens before you pick up the phone.

 

Why This Matters More Than Ever

 

Commercial insurance isn’t getting any easier.

  • Small businesses are changing operations faster than ever.

  • Carriers are getting stricter and narrower with appetite.

  • Clients expect fast, consultative service—and will leave if they don’t get it.

AI bridges the gap between the producer you are and the expert your clients want you to be.

It’s the difference between guessing… and knowing.

 

The Linqura Advantage: AI That Works the Way You Sell

 

Linqura isn’t some generic AI plugin. It’s built specifically for commercial insurance producers, MGAs, and carriers. We’ve spent the last two years building an end-to-end sales enablement platform—not just a tool, but a system—designed to tackle the most painful parts of commercial sales.

Let’s break it down:

 

Smarter Prospecting

Linq surfaces leads based on real-time triggers—hiring, growth, classification changes, WC expirations. These aren’t just leads. They’re ready-to-bind opportunities.

 

Risk Discovery on Autopilot

Get instant intel on exposures, operations, and underwriting flags. Know what to ask, what to avoid, and how to position the account before the first meeting.

 

Coverage Analysis That Sells

Upload a policy. Linq benchmarks it against industry norms and highlights coverage gaps you can actually use to upsell or win the account away from the incumbent.

 

Carrier Matching That Works

No more carpet-bombing carriers. Linqura matches your account to real-time appetite data. You’ll know who wants it—and who doesn’t—before you quote.

 

Instant Q&A

Need to explain a policy nuance or answer an obscure coverage question? Linq’s built-in copilot answers in plain English with source citations.

Real Results from Real Producers

 

Here’s what top-performing producers are saying:

“I don’t have to guess anymore. Every call feels like I’m the expert.” —Mid-Market Producer, Southeast

“Linq gets me in the door faster and helps me sell like a specialist.” Agency Owner, $5M Book

And the numbers back it up:

Metric Without Linqura With Linqura
Lead Conversion 5% 20-30 %
Qoute Turnaround 2-3 Days Same Day
Premium Per Account $4K $5K - $6K
Sales Confidence Low High (Audit-Proof)

 

 

Why the Time to Act Is Now

 

If you’re still waiting to “figure out AI later,” you’re already behind.

Other producers are quoting faster, winning accounts you missed, and spending less time doing it. The tools are here. The window to get ahead is open—but it won’t stay open long.

Remember: it’s not about replacing producers. It’s about making them super producers.

This is the future of commercial insurance sales. And it’s already here.

 
Ready to Win in 2025?

 

Ryan said it best in the video: “Stop guessing. Start selling like it’s 2025.”

If you’re ready to level up your game and stop losing business to slower workflows and outdated tools, we’re ready to help.

Schedule your Linqura demo now
Let us show you how AI can transform your pipeline, your productivity, and your premium—in 30 days or less. Don’t let your best year be behind you. Let’s build what’s next—together.