Unlock
28% Premium Growth

Surface-level data can't capture what businesses really do — and it's causing billions in leaked premium. Our AI fixes this.

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28%
More Accurate
$10B+
Premium Opportunity
33M+
US Businesses
360°
Business View

The $10 Billion
Premium Unlock

Across 33 million U.S. businesses, 75% are underinsured — representing more than $10 billion in new and renewal premium that could be captured if risks were properly classified and coverage gaps closed. Linqura gives insurers the intelligence to seize this opportunity at scale.

Premium Recovery Potential
33M US Businesses
100%
25M Underinsured
75%
$10B+ Recoverable
Recovery
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Most Tools Don't See
What Businesses Actually Do

Today's tools offer an X-ray view — flat, static, and limited to the surface. They rely on outdated codes that reduce dynamic businesses to simple labels, leaving critical risks and opportunities unseen. Linqura delivers the MRI — a complete, intelligent view that reveals how businesses truly operate, evolve, and need to be insured.

X-Ray (Static Codes)

X-Ray visualization showing static business codes
• Basic NAICS codes only
• Missing risk context
• Static, outdated data
• Surface-level view

MRI (Linqura 360° Intelligence)

MRI visualization showing comprehensive business intelligence
• 360° Business Insight
• Dynamic Risk Intelligence
• Real-time data processing
• Complete business structure
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The Only Platform That Understands
What Businesses Actually Do

Linqura replaces outdated codes with real intelligence — a 360° understanding of every business: what they do, what they own, their risks, and the coverage they truly need. Built on our secure, in-house LLM and agentic AI, Linqura gives underwriters clarity and confidence at scale.

33M+
US Businesses
3K+
Insurance Carriers
∞
AI Insights

Business Intelligence

33+ Million Companies

Business Fundamentals
Classification, Products and Services, Sales Revenue, Number of Employees, Financial Health
Risk Assessment Data
Risks and Exposures, Cause of Loss, Mitigating Factors, Recommended Coverages
Safety & Compliance
OSHA Violations
Property Risk Data
Property Attributes, Geographic Risk, Flood Risk, Lessor Risk Occupancy, Proximal Risk
Linqura AI
Intelligence Engine
Enhanced Classification
28% more accurate driven by products and services
Coverage Analysis
Matches Products and Services to Coverage Needs
Risk Analysis
Identifies Exposures, Causes of Loss, Mitigation Factors by LOB
Competitive Analysis
Matches carriers with businesses that fit

Insurance Carriers

Extensive Network

Product Portfolio
Comprehensive coverage offerings across all lines of business
Geographic Coverage
State and territory licensing and market presence
Eligibility Profiles
Risk appetite and underwriting criteria by carrier
Market Position
Market penetration and competitive positioning

Value Delivery

For Agents/Brokers

Who to Sell
Identify prospects with highest premium potential
What to Sell
Precise coverage recommendations based on actual operations
Where to Place
Optimal carrier matching for successful placements

For Insurers

Maximized Premium
Capture the $10B+ opportunity in underinsured businesses
Preferred Risks
Identify and attract profitable business segments
Real-Time Intelligence
Continuous business monitoring and risk updates

Ready to Unlock
New Premium?

Discover how much profitable growth is hidden in your book of business — powered by Linqura's Precision Risk Intelligence.

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Results in 6 months • 28% more accurate • $10B+ opportunity