Growing your book means writing more of the right business

Linqura finds it before it finds someone else.

Growth Lens · Ranked Market Restaurant Program · CT · GL
01
Harvest Stone Kitchen
NEW HAVEN, CT
94
02
Elm City Trattoria
NEW HAVEN, CT
91
03
Shoreline Clam House
BRANFORD, CT
89
04
Quarry Road Bistro
GUILFORD, CT
86
05
Brick & Barrel Tap Kitchen
HARTFORD, CT
71
2,847 of 35,204,881 businesses match · ranked against the program guideline
Precision at the point of distribution. Clarity at the point of underwriting.
Every Decision, Four Questions

Every commercial insurance decision runs through the same four questions.

01

What does this business actually do?

operational profile
02

What exposure does that create?

exposure
03

What coverage does that exposure require?

coverage
04

Who wants to write it?

appetite

Linqura answers all four, for every business in the market. Here's what that looks like on one of them.

How Linqura Reads a Business
Family-owned Italian restaurant with wood-fired oven1, dine-in2 and catering3
1Risk / Coverage

Solid-fuel cooking · fire & grease exposure

2Risk / Coverage

Likely wine & liquor service · liquor liability

3Risk / Appetite

Off-premises operations · extended GL exposure

Class code: 722511 · Restaurants.
Everything above is what the code can't tell you.
35,204,881 businesses indexed · refreshed every 90d

It takes a career to learn to read a risk this way. Linqura does it for every business in the market.

Growth Lens · Distribution Intelligence

Growth Lens turns your appetite into a pipeline.

It reads your actual underwriting guideline, scores 35M+ businesses against it, and returns the ones your program was built to write before anyone else sees them.

Explore Growth Lens
What-If Simulationbefore capacity is committed
2,847
current appetite
4,120
expanded appetite
+ catering operations · GL · CT + RI · modeled against the full market
include · full-service restaurantsinclude · cateringexclude · nightclubs

Appetite Matching

Your guideline is the input. Every business in your footprint scored against what the program actually writes, down to the exclusions and edge cases.

2,847
current appetite
4,120
expanded appetite

What-If Simulation

Model any appetite change against the full market before committing capacity. See the book you'd build before you build it.

your appetite
market
white space · 1,273

Benchmarking Coming soon

Your appetite against the market's. See where your guideline is crowded and where the white space is.

Millbrook Tavern & Kitchen · written 2024
214 similar risks

Peer Intelligence Coming soon

Start from the accounts you've already written well. Growth Lens finds the businesses in the market that read the same way, and ranks them by fit.

Both products run on the same engine. What Growth Lens uses to find a business, Risk Identity uses to explain it.

Risk Identity · Business Intelligence

The complete operational profile of any business, from a name and address.

Risk Identity returns what a business actually does, not just the code it carries, before the underwriter opens the file.

Explore Risk Identity
Risk Identity · Profilefrom name + address
Harvest Stone Kitchen
New Haven, CT · NAICS 722511 · 96% confidence
Products & Services
wood-fired pizzafull barevent cateringdelivery
Regulatory & Firmographic
Revenue $2.1M
Employees 24
OSHA no open items
Years in operation 11
wood-fired pizzafull barevent cateringdelivery

Products & Services

The layer that changes underwriting decisions. What the business offers and operates, built from its real operational footprint.

OSHA 2 closed · 0 open
FMCSA no DOT authority
Workers comp CT · on file

Regulatory Footprint

FMCSA, OSHA, and workers comp history in the same call. The record the submission never volunteers.

APIUI
GET /v1/profile → 200 · one call, full profile

API or UI

Full integration into your workbench, or look a business up in the browser today. No IT project required.

The Platform

Three agentic AI engines. One shared meaning space.

Each engine is purpose-built for commercial insurance and runs against a 1,536-dimension meaning space they all share. Proprietary architecture, patent pending.

BCE Operational Profile what it does CRE Risk & Coverage exposure & coverage CFIE Carrier Fit appetite fit One shared meaning space Growth Lens DISTRIBUTION INTELLIGENCE Risk Identity BUSINESS INTELLIGENCE Explore the platform

Find out how Linqura can grow your book.

See Linqura read your appetite against the market, on your actual program.

Request a Demo
Precision at the point of distribution · Clarity at the point of underwriting