CarrierIQ
Smart Matching

CarrierIQ intelligently matches 40M+ businesses to carrier appetite using ML-based risk scoring. Stop wasting time on submissions that will be declined.

89%
Decline Reduction
2.5x
Higher Bind Rates
60%
Time Savings
95%
Match Accuracy

The CarrierIQ
Crisis

26-36% of carrier submissions are declined due to appetite mismatch

Why Submissions Get Declined

Wrong Industry Classification

Business classified as "restaurant" but actually nightclub with entertainment

Revenue Size Mismatch

Carrier wants $1M+ revenue, business only does $500K annually

Geographic Restrictions

Carrier doesn't write in certain states or zip codes

Hidden Operations

Contractor also does hazmat work that carrier excludes

The Waste:

30%
Average Decline Rate
45 min
Wasted per Decline

CarrierIQ Smart Matching

✅ Perfect Match Process:

  • • LinqConnect analyzes business profile
  • • Ranks carriers by match probability
  • • Submit to top 3 perfect matches
  • • 3 carriers provide competitive quotes
  • • Client gets best options quickly

New Results:

11%
Decline Rate
3 days
Time to Quote

Benefits:

  • • 89% fewer declined submissions
  • • Happy clients with fast service
  • • Stronger carrier relationships
  • • Competitive advantage in market

How CarrierIQ
Works

AI algorithms match business profile to carrier appetite with 95% accuracy

1. Business Analysis

LinqConnect analyzes the business with complete classification, revenue size, geographic location, and all operations including hidden ones.

2. Carrier Appetite

Our database contains detailed appetite information for carriers including industry preferences, size requirements, geographic restrictions, and exclusions.

3. Perfect Match

AI algorithms match business profile to carrier appetite with 95% accuracy, ranking carriers by likelihood of acceptance and competitive pricing.

Before vs After:
Real Broker Experience

See how Lead to Carrier Match transforms the submission process

❌ Traditional Approach

Mike, Commercial Broker

Weekly Submission Process:

  • • Submit to 5 carriers hoping for quotes
  • • 2 carriers decline immediately
  • • 1 carrier declines after underwriting
  • • 2 carriers provide quotes
  • • Start over with new carriers

Typical Results:

60%
Decline Rate
3 weeks
Time to Quote

✅ With LinqConnect

Mike, Commercial Broker

Smart Submission Process:

  • • LinqConnect analyzes business profile
  • • Ranks carriers by match probability
  • • Submit to top 3 perfect matches
  • • 3 carriers provide competitive quotes
  • • Client gets best options quickly

New Results:

11%
Decline Rate
3 days
Time to Quote

Customer Success
Stories

Real results from brokers and MGAs using Lead to Carrier Match

🎯
"Our decline rate went from 35% to 4%. We're submitting to the right carriers every time and our bind rate doubled."
- Regional MGA
Result: 89% decline reduction achieved
"LinqConnect's carrier matching saved us 15 hours per week. We can focus on selling instead of chasing declines."
- Commercial Brokerage
Result: 60% time savings realized

Ready to Eliminate
Declined Submissions?

Join brokers achieving 89% decline reduction and 2.5x higher bind rates

89%
Fewer Declines
2.5x
Bind Rate
95%
Match Accuracy